If you've ever put a gash in your car's finish trying to hump a kayak or SUP onto your roof rack or strained your back trying to avoid said scratches, you'll appreciate the ingenious design of the Rhino-Rack Universal Side Loader. You simply pull out the bar, lift the front of your load onto it, and then pivot it onto the roof rack's crossbars. Your precious paint job is unblemished, and your back is a happy camper. If you have a tall car, if you're short, or if your boat is heavy and awkward, you'll wonder how you ever did without it. And, even if you don't fit into any of the above categories, you'll probably still find it indispensable.