If you're of the radical opinion that buying a comfortable, high-performance wetsuit shouldn't require you to take out a loan, you're not alone. Quiksilver built the Men's 4/3 Syncro Chest Zip GBS Wetsuit with premium materials at an affordable price, so you can surf comfortably in chilly waters without going into bankruptcy. Its StretchFlight neoprene keeps you warm without restricting movement or weighing you down, and the WarmFlight lining reflects heat back to your body for increased comfort without using thicker neoprene. Vapor Stretch neoprene at the chest and back panels provides wind resistance to keep cold gusts from zapping all your core's heat. GBS seams prevent you from getting shocked with frigid seawater when you wipe out, and they're highly durable for multiple seasons of reliable use.