If you get a block from your house before you notice the dark clouds on the horizon, turn back and grab the Pearl Izumi Women's Elite Barrier Jacket, just in case. This highly packable jacket provides windproof, water-resistant protection from the elements that makes it well worth the slight detour. A full-length draft flap along the zipper and elasticized hems seal in the warmth when you hit the edge of the cloud cover. BioViz reflective piping and logos make you more visible to passing motorists as lighting conditions deteriorate. Now that you have the jacket on, tuck your chin into the microfleece collar and pedal like the wind to outrun the storm.